Hi there and welcome!

This blog is all about saving money, budgeting and paying off debt.

I love teaching others about budgeting so that they can take control of their money.

Being able to manage your finances is a great accomplishment that not many adults can do.

If you’re looking to manage your finances and get ahead in life, you’re in the right place!

Sign up now and get INSTANT access to Financial Tracker Worksheets. Perfect for helping you budget and save money!

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More About Me:

I married my Army husband in 2012, and during that time I discovered extreme couponing and so many other fantastic ways to stretch a dollar.

We separated from Army life in 2017. Shortly after, found ourselves unemployed with a six-figure debt.

In 2018 I started this blog, became self-employed, and we started making a huge dent in our debt snowball.

Since then I have started freelance writing for additional income and my husband created a mobile game for Androids as a way to bring in a passive income.

The struggles of today build us strength for tomorrow. This is also true in personal finances.

Feeling overwhelmed with financial burdens is natural but rising to the occasion to remove them from your life forever is not only what counts, but is also what will make you a better person in the long run.

Struggle Today Strength Tomorrow

Is an inspirational message to both myself and my followers that although we may struggle today, we will gain strength through it for a better tomorrow.

It’s easy to struggle with finances and budgeting. It isn’t a course or topic covered in high school (at least it wasn’t in mine.)

So if you struggle to get started with budgeting, then you have come to the right place, because I am sharing the best tips to get you started on a successful path to your personal finances.

Need help with something specific?

Grocery Budgeting

How to make a grocery budget

Reverse meal planning

No spend grocery challenge

Poor man’s meal ideas

Frugal Living

Perks for Ebt and Wic users

Saving money on percription eyeglasses

Where to buy used kid clothes online

47 cheap and inexpensive family activities for summer

Saving Money

Couponer Secrets

Save money on back to school supplies

How to save money for a Disney World vacation

Over 50 radical ways to save money

Make Extra Money

35 crafts you can make and sell

Over 30 jobs that kids can do- ages 4+

How this SAHM makes bank with her side hustles

Tips for selling stuff online

More about me

My name is Nicole and I am a married, 27-year-old mother of 2 kids. 6-year-old Aislynn and 1 year old Samuel. My husband and I have been together for 7 years now. He was stationed at a base local to my parent’s home, and we met through a wrong number text message. Fell in love, moved in together within 3 days and married within 3 months.

Yeah, we’re crazy..

Just before our daughter turned one he was sent to South Korea for a 1-year hardship tour. Leaving me home to raise our little girl on my own. It was due to the tiny paychecks and financial miscommunications between us that I learned couponing.

It’s really hard to budget with someone 14 hours ahead of you when they had no electronic communication blackouts for days/weeks at a time. I became very good at couponing and even had transactions where I was paid to shop!

Becoming an admin for a local coupon group on Facebook, I began teaching others how to save money. I loved it, and I even had a photo-worthy stockpile of household goods. It was awesome.

A few days after my husband got back, we moved across the country to our new duty station in Tennessee. This is where we gained all of our debt. We bought a truck $30k, house $130k, credit cards and loans needed to fix the house, the yard, the truck.

It continued to grow and build until finally, we couldn’t sustain it anymore.

On January 5th, 2018, my husbands Army contract ended and we were civilians. We looked for work and looked at unemployment benefits, only to come up empty-handed. Small jobs here and there kept us afloat. My husband knew someone who knew someone, so he was hired on as a fry cook at Sonic fast-food restaurant. Making minimum wage and part-time hours just barely covered the truck loan, nothing else.

Finally, we had had enough, and in May, we jumped ship.

Sold everything, moved across the country and now reside in a single bedroom of my parents home in Washington. Continuing our quest for gainful employment, to pay our debts and become debt-free while having the love, support, and security of our family has been a blessing.

This blog sustains us and helps us to pay off our debt while teaching others to save money so they don’t make the same mistakes we did.

We’ve gotten pretty good at budgeting our tight, and I mean TIGHT budgets. Wanting to get rid of our debt once and for all, I have us on limited budgets so we can be done with it all faster and enjoy the debt-free life that we dream of.

Contact me information:

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[email protected]

My crazy family and I thank you for taking the time to read this.

Struggle Today Blog Owner Nicoles Family
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